ATM/Debit Cards

ATM Card

With an American Bank ATM Card you will have convenient access to your savings account at ATMs. Use your card to transfer funds, make deposits, and withdraw cash. The $10 annual fee may be waived with a qualifying account. For even more convenience, check out our Personal Debit Cards.

Personal Debit Card

Carry an American Bank Personal Debit Card with you wherever you go instead of cash and experience the convenience of a credit card, but without the interest charges or monthly billings. When you pay using your debit card, funds are automatically deducted from your checking account, and listed by item on your monthly checking account statement. The debit card will save you the cost and nuisance of checks and it features the VISA symbol, welcomed at merchants worldwide. Also, you can pay for merchandise at point-of-sale locations in supermarkets, retail stores, and other merchant locations. Redeem points through Points2U for cash back or for valuable items such as travel, electronics, gift cards, and so much more! The $10 annual fee may be waived with a qualifying account.
 

Business Debit Card

Carry an American Bank Business Debit Card with you wherever you go instead of cash and experience the convenience of a credit card, but without the interest charges or monthly billings. When you pay using your debit card, funds are automatically deducted from your checking account, and listed by item on your monthly checking account statement. The debit card will save you the cost and nuisance of checks and it features the VISA symbol, welcomed at merchants worldwide. Also, you can pay for merchandise at point-of-sale locations in supermarkets, retail stores, and other merchant locations. The $10 annual fee (per card) is waived for the first year.
 

Visa Account Updater – What Is It and What Does It Mean To You

Visa Account Updater or VAU simplifies and secures recurring billing and account-on-file transactions to ensure uninterrupted service for cardholders by automatically providing card number and expiration date updates to participating merchants.

VAU is a program developed by Visa that enables the exchange of updated account information electronically among participating card issuers – like American Bank and participating merchants that process recurring billings for transactions such as subscription sales, online memberships, web continuity programs, health club memberships or utility payments. 

In the Visa Account Updater program, American Bank provides Visa with changes to account numbers and expiration dates resulting from product upgrades, account closures or re-issued cards, which is then securely transmitted to participating merchants. Merchants are then able to update their customer databases with the correct account information prior to authorizing transactions. Potential declines and interruptions in service as well as hassles or delays are avoided since account information is updated automatically.  Information for cards replaced due to account compromise or fraud, will not be included in VAU.

Visa requires Issuers, such as American Bank, to participate in the VAU program, therefore, your American Bank Debit Card is automatically registered in Visa’s Account Updater service and is provided to you at no cost. While we feel that participation in the VAU service is a benefit to you as an American Bank Visa Debit Card holder, we would like to give you the opportunity to OPT OUT of the service. To do so, please contact us or call your local branch for assistance.

Visa Purchase Alerts

With Visa Purchase Alerts, you’ll get real-time alerts whenever your purchases meet the criteria you selected during enrollment. Sign up for Visa Purchase Alerts.
 

Mobile Wallet

Enroll your American Bank debit card and personal credit cards in the Samsung, Android or Apple Pay mobile wallets. Make purchases with the tap of your mobile device at the point of sale. Learn more about our Mobile Wallet and how to enroll.
 
 


For more information, Contact Us.