Privacy Policy

Since our founding in 1903 American Bank & Trust Wisconsin (formerly Cuba City State Bank) has built meaningful relationships with generations of families by preserving the integrity and confidentiality of the information you share with us. Protecting your privacy is important to American Bank and its employees. We want you to understand what information we collect and how we use it.

In order to provide our clients with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain your information. The following policy serves as a standard for all American Bank employees for collection, use, retention, and security of nonpublic personal information. 

What Does American Bank Do With Your Personal Information?

Rev. Date 12/16

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number
  • Income
  • Payment history
  • Transaction history
  • Credit history
  • Credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons American Bank & Trust Wisconsin chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does American Bank & Trust Wisconsin Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes
information about your creditworthiness
Yes Yes
For our affiliates to market to you No We Don't Share
For our non-affiliates to market to you No We Don't Share 
To limit our sharing Call 608-744-2125 or visit us online: www.americanbankwi.com
Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call 608-744-2125 or go to www.americanbankwi.com
What We Do
How does American Bank & Trust Wisconsin protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does American Bank & Trust Wisconsin collect my information? We collect your personal information, for example, when you
  • Open an account
  • Pay your bills
  • Apply for a loan
  • Provide account information
  • Give us your contact information
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include: American Trust & Savings Bank, United American Bank and ATCapital Management
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. American Bank & Trust Wisconsin does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. American Bank & Trust Wisconsin does not jointly market.