Presidential Checking

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Financial Advantages

Get rewarded by purchasing items you use everyday! Save your receipts and at the end of each quarter, send in the receipts, up to $100, and receive 10% back. You can receive up to $40 in cash back every year! Save when you purchase gas, groceries, clothing, pet supplies, home goods, and much more.

  • No minimum balance requirement
  • Personalized club checks at no cost or receive a $5 discount toward a check style of your choice
  • Unlimited check writing (no per check activity fees)
  • Cashier’s Checks (no issue fee)
  • Money Orders (no issue fee)
  • ATM/Debit Card available
  • Online Bill Pay (first 10 per statement cycle free, $.30 each thereafter)
  • 24-Hour Banking
  • Free statements available (eStatements or paper statements)
  • Safe Deposit Box, up to 3x5, with no rental fee for the first year (subject to availability)
  • Visa Credit Card (with a separate qualified application)

Travel Advantages

Savers Club

Everyday savings right at your fingertips. With your membership you can receive a free Savers Club book. Use it across the country or close to home. You will find thousands of discount offers for movie tickets, theme parks, recreation destinations, dining, health, beauty, shopping, automotive, car rentals, grocery coupons, and more. 

With Savers Club you can save up to 50% on room rates at thousands of participating hotels, motels, and inns worldwide.

Bonus Travel

Earn exciting cash rewards when you travel. Arrange your travel toll-free and get 5% savings on lodging expense,
airline travel, car rentals, cruises, and package trips.


Convenience Advantages

  • Free notary service
  • Free photocopy service (limits may apply)
  • Free incoming faxes (limits may apply)
  • Direct deposit of social security and payroll


Protection & Insurance Advantages

  • $10,000 Accidental Death Insurance.
  • $5,000 Identity Theft Insurance. For victims of identity theft it can be time consuming and costly. You will have up to $5,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity.
  • Purchase Protection & Extended Warranty. 90-day Purchase Replacement - Protects items in case of theft, loss, or damage for the first 90 days. Extended Warranty - Extends original warranties up to an additional year. Some restrictions apply. You will receive a detailed explanation with you membership kit.
  • Payment Card Protection. Protect all your credit, debit, ATM, and check cards in the event of loss or theft. As a Presidential Checking member, you’ll feel more secure knowing that 24 hours a day you can cancel your cards and request new cards all with one toll-free phone call.
  • Key Ring Protection. Protect your keys without compromising security or privacy. Keep your keys on the specially registered key ring you receive with your membership. If your keys are lost and returned to the Member Service Center, they will be returned to you promptly postage-paid.
  • Luggage Protection. Protect your luggage with tags that instruct baggage handlers, hotel clerks, taxi drivers, or anyone who finds your luggage to call our Luggage Protection toll-free number. Upon verification of the registered number, the Member Service Call Center will make a call to you informing you of the whereabouts of your luggage and how to recover it.

Special Program Notes:

Accidental Death Insurance is administered by Affinion Benefits Group and underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member, you’ll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. The 24-Hour Accidental Death Insurance benefit reduces by half at age 70.

Insurance Disclosure

The insurance product offered herein is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate and not insured by any agency of the U.S.


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