Personal Credit Cards

Visa ScoreCard Rewards Gold

0% APR* for 6 months on purchases and balance transfers. Earn points on all your purchases and get triple points on your first purchase!  Purchase fuel with your ScoreCard Rewards credit card and receive triple points each and every time!  Also, shop at participating merchants and receive double points. View a list of the participating merchants.

Redeem points for cash back or for valuable items such as travel, electronics, gift cards, and so much more. This VISA® card still comes with the convenience of global acceptance and cash advances. You can access your points here to exchange for great rewards!

  • Earn one point for every $1 in net purchases
  • No annual fee
  • Reliable, local service
  • Competitive variable interest rate
  • 0% for 6 months on purchases and balance transfers
  • No fee on balance transfer and cash advance
  • VISA® benefits include:
    • Auto Rental Collision Damage Waiver
    • Roadside Dispatch
    • Travel and Emergency Assistance
    • Travel Accident Insurance

*Annual percentage rate. Subject to credit approval. Finance charges assessed on cash advances from the date they are posted. Variable rate is subject to change quarterly and is determined by adding 5% to the NY Prime Rate as published in the Wall Street Journal. Method of computing is based on average daily balance for both purchases and cash advances. No annual fee, over limit fee, or cash advance fee. Triple points added to your ScoreCard points balance on first purchase made within 60 days of opening your credit card. See application or a Personal Banker for details. Triple points on fuel purchases all year long. Personal cards only.

 

Visa Classic

An excellent option for first-time cardholders with credit limits up to $3,000. Take advantage of the exceptional benefits, extra conveniences, and outstanding services available to you, and you'll agree this is the card for you!

  • Up to $3,000 credit limit
  • Competitive variable interest rates
  • Annual fee waived with automatic withdrawal from or first mortgage at American Bank
  • No balance or cash advance fees
  • Cash advance available from banks and ATM’s worldwide
  • No annual fee first year
  • Auto rental Collision Damage Waiver
  • VISA® benefits include:
    • Auto Rental Collision Damage Waiver
    • Roadside Dispatch
    • Travel and Emergency Assistance
    • Travel Accident Insurance

*Annual percentage rate. Subject to credit approval. Finance charges assessed on cash advances from the date they are posted. Variable rate is subject to change quarterly and is determined by adding 6% to the NY Prime Rate as published in the Wall Street Journal. Method of computing is based on average daily balance for both purchases and cash advances.

 

For more information, Contact Us.