Personal loans for autos, boats, campers and vacations 
 
Whatever you need to enhance your quality of life, American Bank offers a personal loan to help you achieve that need.  Auto, boat, camper, debt consolidation and vacation loans are just some of the personal loans available to you.   All are processed using a simplified application process and affordable rates. Pre-approval is available and recommended, and will take only a few minutes.  Apply on-line and save even more time.  Link to on-line approval site. 
 
American Bank & Trust Wisconsin is committed to serving the credit needs of the communities and surrounding areas in which we do business. Our policy is to respond to all creditworthy segments of our market. We believe that doing so is basic to good business practice and to our long-term viability.  You will find that we pride ourselves in: 

  • Local decisions – When you speak with an American Bank loan officer, you are speaking with someone locally who has the authority to make a decision on-site.

  • Experienced professionals - who will insure a quick turnaround.

  • Creativity and flexibility of terms – so we can tailor a loan to meet your specific needs.

  • Disability and/or Credit Life Insurance products are offered locally – no pressure approach to allow you to decide how much protection you may need.

  • Home Equity Lines of Credit 
     
    Enjoy greater financial flexibility by utilizing the equity in your home as collateral with a revolving line of credit. Pay interest only on the amount you use.  

  • Apply only once and borrow as much of your line as you wish.

  • Access your line of credit at any time, simply by writing a check when you make a purchase or to take a cash advance. You decide when and where to use it.

  • Our Home Equity Line variable interest rate is very competitive and is adjusted each day. You pay interest only, calculated on your outstanding balance. You may repay any portion of the principal balance of your loan at any time without a prepayment penalty.

  • Your home equity line will remain in place for up to 10 years.

  • Interest may be tax deductible, but please consult your tax advisor.
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