Personal Classic Credit Card

Interest Rate and Interest Charges

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Fees

Annual Fees $15.00
Transaction Fees
Balance Transfer Fees None
Cash Advance Fee None
Foreign Transaction 1.00% of each transaction in U.S. dollars
Penalty Fees  
Late Payment $15.00
Returned Payment $25.00

How We Will Calculate Your Balance: We use a method called “average daily balance”. See your account agreement for further information regarding how we calculate your balance.


Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.


Prime Rate: Variable APRs are based on the 4.50% Prime Rate as of 1/1/18.


Margin: We add 5% to the Prime Rate to determine the Purchase, Balance Transfer and Cash Advance APR.


Disclosure Fees: Rush Card Fee - $30.00