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At American Bank, we realize life is more than crunching numbers. Quality of life can be measured in friendships and experiences. Our exclusive AmeriClub grants you free membership to a social group, travel club, and discount program all rolled into one. It just happens to come with a top-notch, interest-bearing checking account.

AmeriClub Checking Features

  • Earned interest
  • No monthly maintenance fee or activity fees
  • Unlimited check writing
  • Free Wallet Club checks or $5 discount on checks of your choice
  • Direct deposit of social security or retirement checks
  • Free notary service
  • Money Orders (no issue fee)
  • ATM/Debit Card available
  • Online Bill Pay (first 10 per statement cycle free, $.30 each thereafter)
  • 24-Hour Banking
  • Free statements available (eStatements or paper statements)
  • Occasional overdraft protection sweep (OOPS!)


Club Benefits

  • Build lifelong friendships
  • Group events and travel locally, nationally, and internationally
  • Points for travel to redeem for discounts on future trips
  •  Discounts at over 100 local merchants

AmeriClub Journal



Upper Mississippi Fall Foliage: October 16-18,2018. See the flyer.


To Join


Stop by the nearest American Bank office and visit with one of our Personal Bankers, or Contact Us for additional information. To become a member you need to be age 40 or better and maintain qualifying account balances. You can choose to:

  • Maintain at least $5,000 in one of the following American Bank accounts:  checking, savings, or money market account;
  • OR maintain at least $10,000 in any combination of the following American Bank accounts: checking, savings, certificates of deposit, money market account, or IRA.

A joint account relationship held by husband and wife qualifies both. No membership fees are involved.


For more information, Contact Us.